Key considerations for structuring your estate to ensure wealth preservation across generations.
Estate planning is often deferred until it is too late—or approached reactively following a life event. Yet the most effective estate plans are those built proactively, with clear objectives, appropriate structures, and regular review.
A valid, up-to-date will is the cornerstone of any estate plan. However, for high-net-worth individuals and families, a will alone is rarely sufficient. Trusts—both inter vivos and testamentary—offer powerful mechanisms for asset protection, tax efficiency, and controlled distribution of wealth.
Estate duty, capital gains tax on deemed disposal, and the potential impact of Section 7C on low-interest loans to trusts are all considerations that require careful planning. Working with a qualified financial planner and estate attorney is essential to optimise outcomes.
"The goal of estate planning is not to avoid tax at all costs—it is to ensure your wealth is distributed according to your wishes, to the people you care about, in the most efficient manner possible."
At Nexus, we work closely with our clients' legal and tax advisors to ensure investment structures align with broader estate planning objectives.
Nexus Investment Partners
Investment Research & Advisory
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Speak with a Nexus advisor to understand how these perspectives apply to your personal investment journey.